When checking your credit report (which you should be doing regularly), see anywhere on your credit report that shows a wrong name, address, or employment information. That should be reported immediat

Credit inquiries allow lenders to see when and where you’ve searched for credit in the past so they can have a better idea of how trustworthy you are. Here are five other things that can show up on yo

One of the biggest mistakes people make when trying to be ‘responsible’ with their credit is using too much of it. Most people believe that if they use their credit cards to the max and pay it off at

There are three major credit bureaus in the U.S. – Equifax, TransUnion and Experian. Each competes against the others to gather your consumer information and calculate your credit score. While the wor

Does your credit score seem like a mystery to you? Have you often wondered what makes up this elusive, but all-important number? The three credit bureaus actually use a set of pre-determined factors t

Have you been looking for some habits to adopt in regards to improving your credit score? Here are few tips to keep in mind–and keep in mind, if you keep something up for at least three weeks, then i