When checking your credit report (which you should be doing regularly), see anywhere on your credit report that shows a wrong name, address, or employment information. That should be reported immediat
Examples of Hard Credit Inquiries
Credit inquiries allow lenders to see when and where you’ve searched for credit in the past so they can have a better idea of how trustworthy you are. Here are five other things that can show up on yo
Major Hidden Factor That’s Killing Your Credit Score
One of the biggest mistakes people make when trying to be ‘responsible’ with their credit is using too much of it. Most people believe that if they use their credit cards to the max and pay it off at
Should You Use A Medical Credit Card?
Some experts say that you’re better off getting a small personal loan than getting a credit card for health expenses. But in reality, a lot of people can’t get a personal loan. And when you need somet
Items You Should Never Put On Your Credit Card
Over the years, people have used credit cards for all sorts of purchases both big and small. There are several perks that come along with it including, special rewards points. You can also enjoy a hig
Personal Loans: The Best And Worst Reasons To Get One
Personal loans, which are unsecured installment loans, are often advertised by lenders as cure-alls for your financial woes. Sometimes, the truly are a life-saver. However, they aren’t optimal in ever
Study Shows Student Loan Debt Is Preventing People From Buying Homes
A new study conducted by the Federal Reserve shows that student loan debt is keeping people from the American dream. Specifically, those in the 24-32 age group reported that they aren’t buying homes b
Understanding The Role Of The Three Major Credit Bureaus
There are three major credit bureaus in the U.S. – Equifax, TransUnion and Experian. Each competes against the others to gather your consumer information and calculate your credit score. While the wor
These Are The Factors That Determine Your Credit Score
Does your credit score seem like a mystery to you? Have you often wondered what makes up this elusive, but all-important number? The three credit bureaus actually use a set of pre-determined factors t
Is A Credit Card Consolidation Loan Right For You?
If you’re carrying balances on multiple credit cards and can’t seem to pay any of them off, your financial outlook can feel hopeless. However, a consolidation loan may offer you a way to better manage